1) Hawaii's high cost of living is due to its remote location in the middle of the Pacific Ocean, leading to expensive imports of housing, food, delivery, and gas.
2) Essential photography equipment including backup cameras, lenses, SD cards, batteries, lights, bag, tripod, computer, chairs, etc.
3) Transportation vehicle expenses: gas, insurance, permits, and wear and tear.
4) Business registration, insurance, website subscription, purchase permits, marketing, education, editing software subscription, etc.
5) The time spent includes editing (1 hour of photo shoot could take 4-8 hours), communications, session coordination, agreements, invoicing, bookkeeping, tax filing, travel, image backup, photo delivery, social media management, and general administrative tasks.
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